Benefits

AVR Investment Advisory Service

www.advice4retirement.com

Retirement Plans, Investment Management, Employee Benefits, Life & Disability Insurance

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Employee Benefits

Employee Benefits offer employers the ability to attract, retain, reward and motivate employees. Maintaining a stable workforce is one of the most important factors in the continued success of a business in Houston, Texas and around the country. Selective employee benefits may also be a unique method to reward those key employees who are most responsible for the continued success of a business.

Phase 1 – Start-up/Survival

Group Medical Plan

Basic Group Life Insurance

Buy-Sell Agreement

Key Management Insurance

Stock Options/ Phantom Stock Plans

Phase 2 – Growth & Expansion

Group Disability Insurance

Qualified Pension Plan

Salary Continuation

Increased Group or Individual Life Insurance

Profit Sharing 401(k)

Phase 3 – Continued Growth and Maturity

Bonus Plan

Selective Incentive Plans

Advanced Estate Planning for Key People

Phase 4 – Transfer of Management & Control

Gifts of Stock to Family Members

Recapitalization and Reorganization

Employee Stock Ownership Plan (ESOP)

Merger, Acquisition or Going Public

Stockholder Retirement

Lifetime Sale of Business

Securities offered through

Triad Advisors, Inc.

Member FINRA, SIPC

Copyright © 2006 AVR Investment Advisory Service All Rights Reserved.