AVR Investment Advisory Service

www.advice4retirement.com

Retirement Plans, Investment Management, Employee Benefits, Life & Disability Insurance

   
 
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Unique Insurance

Unique circumstances call for unique insurance coverage.  This is a snapshot of the types of coverage we offer to clients.  Click on the plan name to go to the description.  Please contact us with for questions and quotes.

401(k) Completion Plan

Emergency Medical Evacuation Insurance

Entertainers’ Disability Insurance

Event Cancellation and Non-Appearance Insurance

Directors and Officers Liability Insurance

Executive Disability Insurance

International Temporary Major Medical Insurance

Kidnap and Ransom Insurance

Physicians, Surgeons & Dentist High Limit Disability Insurance

Professional Athletes Disability Plan

Worldwide Major Medical Insurance

 

401(k) Completion Plan - Interruptions to the contributions of your retirement plan would seriously reduce your retirement income. The greatest hazard to the ongoing contributions would be a disabling accident or sickness. Now you can protect against this risk with the 401(k) Completion Plan.  To find out more contact us.

Emergency Medical Evacuation Insurance What if you or someone you loved was outside of the United States on business or vacation and there was an accident or sudden illness.  Would you want to come home for medial care?  You don’t want to go to the nearest medical facility.  If you can’t sit in your seat, commercial airlines won’t let you on board.  The only way is an air ambulance.  At that point, you don’t want to worry about the cost.  You also want to choose where you are being treated.  That is where emergency medical evacuation insurance is needed.  To find out more contact us.

Entertainers’ Disability Insurance - Domestic insurance companies typically deny entertainers adequate disability protection.  This policy provides badly needed coverage for actors, musicians, stunt persons, producers, directors and people in other occupations of the entertainment industry.  To find out more contact us.

Event Cancellation and Non-Appearance Insurance - Event Cancellation and Non-Appearance Insurance coverage is used to indemnify the expenses incurred in preparation for an event. This could be a concert, business convention, rally, or any type of special event that is dependent upon an individual, group or even the weather.  To find out more contact us.

Directors and Officers Liability Insurance - Designed for companies that are in early development, going through reverse mergers, or preparations for public offerings.  Any firms may well find this program competitive and loaded with benefits.   It can offer protection against anti-trust, price fixing, copyright or patent infringements and class actions as a result of the Directors and Officers actions. This policy is available for non-profit and for-profit firms.  To find out more contact us.

Executive Disability Insurance - It provides for supplemental coverage over and beyond the domestic carriers’ issues and participation limits.  Issue limits as high as $200,000 per month or more with participation up to 75% of personal income, 100% of business overhead expenses and 100% of Buy Sell obligations.   To find out more contact us.

International Temporary Major Medical Insurance - A temporary plan of comprehensive medical insurance designed for the United States citizen / resident traveling or residing outside the U.S.  With up to a $5,000,000 maximum benefit, this plan is ideal for employees on business assignments, pleasure travel, educational pursuits or religious missions.  Coverage periods from 1 day to 12 months and written up to age 84.  To find out more contact us.

Kidnap and Ransom Insurance – The average U.S. citizen or business owner traveling abroad is a target anywhere in the world, especially if they are traveling on business.  This coverage’s most important feature is the immediate access to a highly skilled and trained Crisis Assistance Team with locations throughout the world.  Their job is to take action so the local authorities do not make fatal mistakes with the negotiations.  To find out more contact us.

Physicians, Surgeons & Dentist High Limit Disability Insurance - Doctors know all to well that the traditional disability market is not able to provide adequate amounts of disability insurance.  This policy provides supplemental disability coverage.  Monthly benefit amounts as high as $100,000 per month or more.  To find out more contact us.  

Professional Athletes Disability Plan – traditional disability insurance policies don’t cover the extreme circumstances of the professional athlete.  The benefits of years of training and hard work can be gone in an instant on or off of the playing field.  This policy is also used for college player draft protection, player contract indemnification as well as endorsement coverage.  To find out more contact us.

Worldwide Major Medical Insurance - A unique international major medical plan designed specifically for the United States citizen who works or resides outside of the United States, permanently or for extended periods of time.  It will provide treatment anywhere in the world, even back home in the United States. To find out more contact us. 

 

 

 

 

 

 

        

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Securities offered through

Triad Advisors, Inc.

Member FINRA, SIPC